# Split-rent budgeting for roommates

A shared ledger that splits rent and recurring bills automatically, verified through a read-only bank connection so nobody has to self-report what they paid.

- Cite: https://openfork.co/ideas/split-rent-budgeting-for-roommates/v/1
- Version: v1
- Date: 2026-09-02
- License: CC-BY-4.0
- Owner: @kipkirui

Topics: Fintech

## Context

College students

## Who it helps

College students and young renters in shared housing, starting with 3–5 person households.

## Proposal

A shared ledger that splits rent and recurring bills automatically, verified through a read-only bank connection so nobody has to self-report what they paid.

## Why it matters

Open banking APIs (Plaid, Teller) have made read-only bank verification cheap enough for a small team to build without a banking license.

## What exists

Plaid, Teller

## Edge or insight

Got an engineer

## What you need

I need an engineer