{"slug":"split-rent-budgeting-for-roommates","url":"https://openfork.co/ideas/split-rent-budgeting-for-roommates","visibility":"public","license":"CC-BY-4.0","owner":"kipkirui","published_at":"2026-09-02T09:02:05.147055+00:00","parent":null,"head":1,"fields":{"title":"Split-rent budgeting for roommates","one_liner":"A shared ledger that splits rent and recurring bills automatically, verified through a read-only bank connection so nobody has to self-report what they paid.","problem":"College students","audience":"College students and young renters in shared housing, starting with 3–5 person households.","solution":"A shared ledger that splits rent and recurring bills automatically, verified through a read-only bank connection so nobody has to self-report what they paid.","why_now":"Open banking APIs (Plaid, Teller) have made read-only bank verification cheap enough for a small team to build without a banking license.","alternatives":"Plaid, Teller","unfair_advantage":"Got an engineer","ask":"I need an engineer","niches":["Fintech"]},"versions":[{"n":1,"url":"https://openfork.co/ideas/split-rent-budgeting-for-roommates/v/1","created_at":"2026-09-02T09:02:05.153208+00:00","fields":{"title":"Split-rent budgeting for roommates","one_liner":"A shared ledger that splits rent and recurring bills automatically, verified through a read-only bank connection so nobody has to self-report what they paid.","problem":"College students","audience":"College students and young renters in shared housing, starting with 3–5 person households.","solution":"A shared ledger that splits rent and recurring bills automatically, verified through a read-only bank connection so nobody has to self-report what they paid.","why_now":"Open banking APIs (Plaid, Teller) have made read-only bank verification cheap enough for a small team to build without a banking license.","alternatives":"Plaid, Teller","unfair_advantage":"Got an engineer","ask":"I need an engineer","niches":["Fintech"]}}],"interest":{"watch":0,"would_use":1,"would_build":0}}