# Split-rent budgeting for roommates

*Policy / practice brief · v1 · @twkip*

Cite: https://openfork.co/ideas/split-rent-budgeting-for-roommates-2/v/1

## Summary

A shared ledger that splits rent and recurring bills automatically, verified through a read-only bank connection so nobody has to self-report what they paid.

## Context

College students

## Who it helps

College students and young renters in shared housing, starting with 3–5 person households.

## Proposal

A shared ledger that splits rent and recurring bills automatically, verified through a read-only bank connection so nobody has to self-report what they paid.

## Why it matters

Open banking APIs (Plaid, Teller) have made read-only bank verification cheap enough for a small team to build without a banking license.

## What exists

Plaid, Teller

## What you need

I need an engineer